California Car Title Loans With Same Day Funding

If you've run into a financial emergency but have a paid off car title, you have options to get a loan in less than 24 hours! Car title loans can help anyone with bad credit or no credit history! Get up to $15,000 in minutes based on the available equity in your vehicle! All you need is a vehicle that's lien free and in your name with the ability to verify your income.

Other than a vehicle valued at over $4,500, there are few requirements for a title loan, and borrowers can keep their car after approval. No matter what you need fast cash for, Highway Title Loans can get you the cash you need!


How Do Car Title Loans in California Work?

Secured loans in CA work like car title loans in other states, although California has certain lending restrictions. The current regulations limit interest rates on title loans (and different types of personal loans) to 36% for amounts under $10,000. While it's difficult for other lenders to make these kinds of loans, Highway Title Loans is different, as we work with dozens of companies throughout the state that want your business!

We offer secured loans on any vehicle; this includes title loans with no credit checks, instant funding loans, and classic car title loans, even if you still own money on your car. We have a network of lenders throughout California, and that means we can get you funded with a neighborhood car title loan company. Complete our online application, and we'll match you with a local lender. They work to complete a quick vehicle inspection, and you can get your cash within one business day.


Are You Looking For Car Title Loans In California?

Highway Title Loans can help people just like you get cash – fast. Many borrowers apply with us after searching for online title loans near me in California. All you have to do is apply online with us or call 877-433-5454 to get an instant quote detailing your repayment terms and monthly payments. From start to finish, it takes less than an hour to submit your vehicle details and have your application underwritten.

Suppose you need FAST MONEY or you need an emergency loan. In that case, car title loans are a great alternative to a traditional lender. Unlike other loans, we don't require excellent credit – or even a credit history! Just a valid car title and your signature. Fast car title loans near me in California get you the most money and the best interest rate, using equity YOU built up in your vehicle. No matter what your credit score is, we can approve YOU!


The California Coastline seen from Pacific Coast Highway.


The Best Car Title Loans in California!

Highway Title Loans offers access to the best car title loans in CA and you can apply online using our website or call 877-433-5454 to speak to a customer service agent. We'll need information about your vehicle to get a quote in less than an hour, such as the make, model, and mileage. We also need some general contact information and how much money you want to borrow.

Once we receive your application, we'll contact you to finish the underwriting and schedule a quick vehicle inspection. After the inspection and all paperwork are signed, you could receive your lending proceeds in less than one business day. It's that simple! So start your online application today and see how much cash you can get with a vehicle that has value.


What Do I Need To Qualify For A California Car Title Loan?

You probably wonder, "What do I need for a car title loan near me in CA?" At Highway Title Loans, we estimate the funding amount based on your car's equity. Unlike personal loans, which use your credit score and creditworthiness to secure the loan, we mainly look at the value of your vehicle.

While the equity in your vehicle is the most essential requirement, we may also consider your current employment and income levels to ensure you can repay the loan. Companies in smaller metro areas like Fresno or Bakersfield will also want to see that the car or truck is fully insured and runs well without mechanical problems.


Here's what you need to be approved for a vehicle title loan in California through Highway Title Loans:


  • The car must be free of liens and titled and registered in your name
  • You must be able to show how you'll repay the loan
  • Proof that the vehicle has a certificate of smog check from the CA DMV
  • You must consent to a quick vehicle inspection to verify the car's current value
  • Proof of Comprehensive Vehicle Insurance
  • Photo ID (Doesn't need to be a California ID)


The Hollywood Sign in Hollywood CA


When To Pass On A Title Loan

At Highway Title Loans, we're here to offer the best title loan lending offers in California. But that doesn't always mean a title loan is right for you. What if you're only looking to borrow $1,000 or less? Or what if you have good credit and want an interest rate of 15% or lower? California title loans have interest rates in the mid-30s, which means these loans are difficult to repay if you don't have a repayment plan in place or borrowed more than you needed. Here are a few reasons when it may make sense to pass on a title loan:

  • You have good credit - There's no reason to subject yourself to a high interest rate with a car title loan if you qualify for an unsecured loan! Banks and credit unions offer personal loans with rates under 12% for customers with perfect credit. Go with a bank lender if you have a decent FICO score!
  • You only need to borrow a small amount - Don't risk everything that comes with a car title loan if you don't have to. Title loans are typically offered for $2,500 or more in CA and you shouldn't have to put up a vehicle as collateral just to borrow a few hundred dollars. Use a title loan only in a financial emergency and Turn to other short term lending options if you only need a small amount of cash.
  • Fear of repossession - A vehicle repossession is a real risk with any title loan. Look into other unsecured loan offers if there's any chance you may lose your job or be unable to make the payments on your title loan in the future.


Apply With Highway Title Loans Today!

Are you seeking more information about car title loans in CA nd how they work? If so, take the first step and apply for your car title loan online in minutes. Our friendly customer care representatives are based in Los Angeles and stand by to help you with the application process. Even if you can't meet with us directly in Southern California, that doesn't mean we won't quickly process your application. We hear from customers every day in Sacramento and San Francisco, and the fact is that no matter where you are in California, we can help you, as the lending restrictions are all the same! Highway Title Loans will do what we can to get you the best lending rate for the equity in your vehicle today!


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