Get A Car Title Loan In San Francisco CA

Are you dealing with a messy financial situation and trying to get cash to pay for urgent expenses? Highway Title Loans in San Francisco may be able to help you with a title loan! Title loans use a car or truck as collateral, and loan amounts are repaid over 6-42 months. The repayment term and monthly payment are up to you, and you can continue to drive the vehicle while making monthly payments. Title loans have been offered for decades in San Francisco, and with new California regulations from just a few years ago, you can now expect a manageable interest rate in the mid-thirties.

Highway Title Loans will find you a local lender offering fast approval title loans, and it takes less than 24 hours from start to finish. You don’t need a good credit score; most borrowers can qualify for a loan of $3,000 or more with a lien free vehicle and some steady income. So why not see how much you can borrow from a local company in the Bay Area? Continue reading to see how the application process works, what’s required, and what to expect when approved!


Applying With Highway Title Loans In San Francisco

Finding a direct lender near you is now possible with Highway Title Loans, as we have partnered with local companies in San Francisco. All you need to do is apply online with us, and you’ll get a lending decision in minutes with multiple repayment estimates and monthly payment options. We’ll ask for vehicle information such as the make, model, mileage, and we’ll also need some basic contact details. During the underwriting process, we’ll need further information about the vehicle’s title and whether or not it’s completely paid off with sufficient equity. Most companies will require photos of the car, odometer, and VIN, but these are often only required when you agree to a specific loan amount and repayment term.

It takes less than 10 minutes to complete the Highway Title Loans online application, and after that, you’ll need to finish the vehicle inspection and loan documentation to get your cash. Some companies offer same day inspections and funding in San Francisco if you meet with them face to face. This may be better than doing everything online and waiting for the funds to hit your bank account in 2-3 business days. We can walk you through the requirements and get you on your way to fast 24 hour approval for a title loan in CA.


The Financial District in San Francisco CA


Requirements For Online Title Loans In San Francisco CA

You don’t need much to get cash from a local title loan company in San Francisco. Compared to unsecured lenders, the amount of paperwork required is minimal, and it only takes a few hours to underwrite an application. Here’s what we need:

-Be a California resident 18 or older – You don’t need to live in SF! Any resident of California can apply with Highway Title Loans.

-Be the licensed owner of a fully paid vehicle – The car must be worth at least $6,000, and own the car or truck free and clear.

-Provide photos or videos of the vehicle – Most title loan companies require an in person inspection and the inspection can take place at diverse locations from Knob Hill to the Castro District! But you may get by with pictures or video proof of the car for small loan amounts.

-Proof of income – We need updated paystubs from your employer or bank checking account statements that show you can afford the monthly payments.

-Show proof of car insurance and vehicle registration – Do you need updated copies? There are dozens of DMV locations in the Bay Area, with the largest facility on Fell Street in Downtown SF.


More Information On Car Title Loans In San Francisco

One of the best things about title loans in CA is that you can be approved without much of a credit check. Even those with bad credit or no credit score can be approved because the loan approval is based on the car’s collateral, not your FICO score.

The APR For a title loan in San Francisco can be pretty high. Even though high interest loans are banned within the state, you should have no trouble qualifying for a collateral loan with interest rates under 40%. Shop for the most competitive rates if you live in the Central Market District or The Embarcadero, as many of these lenders will compete for your business. Highway Title Loans works with the best local companies, and we value our relationship with local lenders. We’ll get you the best deal regarding your rate and payoff term in San Francisco.


Apply Now With Highway Title Loans in SF

Get cash the same day you qualify when you apply with Highway Title Loans! Apply entirely online, call 877-433-5454, and have the money sent to your checking account, or go with a company that offers instant cash pickup in hours. Some lenders in Fisherman’s Wharf and China Town allow you to get the money right after the inspection and loan signoff. Apply today for a title loan in San Francisco!


Other Locations In California:


Kearny Street In Chinatown SF