Get A Same Day Car Title Loan In Los Angeles
Are you looking for a short-term loan of $2,500 or more in Los Angeles but can't get approved for a personal loan because of poor credit? Highway Title Loans offers access to car title loans in Los Angeles, and you can borrow up to $25,000 using the equity from your car as collateral.
Getting approved for a car title loan is fast, and you have many choices on how to apply. Get started online with Highway Title Loans; call us at 877-433-5454, or apply with us in person at 5757 West Century Blvd in Los Angeles! No matter what method you choose to submit your information, there's a decent chance you can get pre-approved in less than an hour with same day approval and funding! Read on to learn about the requirements, loan amounts, and how to get started!
Requirements For Title Loans In Los Angeles, CA
Applying for auto title loans in Los Angeles, CA, is simple as long as you have the necessary paperwork. Before we can get you a quote with different payment options, we'll need the following documents:
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- Clean And Clear Vehicle Title - The car must be titled in your name and can't be shared or cosigned by another person.
- Proof of California Residency - You must reside in CA to qualify for a title loan in Los Angeles. Send in a utility statement or lease agreement to verify residency.
- Proof Of Income - We need proof that you can afford the payments. Verify your income with employment records, pay stubs, or bank statements.
- Up-to-date Vehicle Insurance - No lender will offer a title loan on a car without comprehensive insurance coverage for the vehicle's replacement value.
- Proof Of Vehicle Registration From The CA DMV - We need proof that your vehicle is registered with the State of California.
Even if you're still trying to track down a few documents, you can still apply online and get preapproved with Highway Title Loans. Need help finding your car's title or registration information? The DMV has multiple locations throughout Los Angeles, Santa Monica, and West Hollywood, where you can get authorized copies that same day!
Loan Amounts & Rates With Car Title Loans in Los Angeles
Loan amounts for a car title loan in Los Angeles depend on your vehicle's equity value, your income, and the state regulations in CA. As of 2024, loan amounts in California start at $2,500, with most companies offering up to $25,000. Not everyone can borrow at that higher level and these loan amounts are generally reserved for customers with high value cars. You need a car worth $25,000 or more to get a car title loan above $10,000.
Are you concerned about the interest rate? The good news is that the APR for car title loans is capped at around 36% in Los Angeles. Therefore, you can borrow up to $10,000 and expect an interest rate under 36%. That rate may seem high, but it's far less than what you would get with a title loan company in neighboring states.
Why Apply With Highway Title Loans In Los Angeles
Keep Driving Your Car: Sign over the pink slip to your lender and keep driving your car while making the monthly payments!
Reasonable Interest Rates: Highway Title Loans offers competitive APRs on all car title loans in Los Angeles. Licensed lenders offer rates for loans under $10,000 that max out at 36% in California.
Convenient & Quick Application & Underwriting: Don't wait weeks for a lender to process your application! If you have the necessary documents, title loans are processed and funded in 24 hours or less.
Fast Cash With Direct Deposit: Your funds can be sent by direct deposit within one business day. What about if you don't have a bank account? You can request a check through the mail or have the funds sent by money order!
Minimal Credit Requirements: Do you have a low FICO score or no recent credit history? Highway Title Loans offers car title loans in Los Angeles with minimal credit requirements. Your vehicle is the collateral for a loan, not your credit history! Borrow $2,500 or more with a title loan in CA, and don't worry about your credit score!
Are You Ready To Apply For A Title Loan In Los Angeles
Get pre-qualified online or call Highway Title Loans at 877-433-5454 to apply for a car title loan in Los Angeles. We'll get right to work underwriting the loan details, and there's a decent chance you can borrow $2,5000 or more with cash approval that same day. Apply now!
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