Same Day Title Loans in Fresno CA

Highway Title Loans can help anyone in Fresno cash out equity from their car, truck, or SUV with a title loan. These secured loans have been offered in California for years, and most applicants can qualify using a paid off vehicle as collateral for their loan.

Auto title loans are ideal for customers with bad credit or no credit history, as there's minimal emphasis on your credit rating. Instead, we focus on your ability to repay the loan and how much your vehicle is worth. You can qualify for up to $15,000 in Fresno, CA, and you'll keep the keys to your car while making monthly payments on your loan.


Title Loan Requirements in Fresno

Age and Residency: To qualify for a Fresno title loan, you must be 18 years old and a resident of California. We need verification with a driver's license or passport.

Vehicle Ownership: This is the #1 requirement for a title loan. You need to own a vehicle from 2008 or newer. It must be titled in your name, with no other cosigners or liens.

Income Proof: Lenders in Fresno need to know you can repay your loan. Verify your income with employment records or bank statements.

Vehicle Inspection: Any local lender in Kern County can inspect your vehicle. This takes less than 30 minutes and can be completed at any lending location.

Proof Of Insurance & Vehicle Registration: Any car used as collateral for a title loan will need comprehensive vehicle insurance with updated vehicle registration. Have you lost your registration info? Get updated documents from the Fresno DMV location on Olive Avenue.


Fresno - The best little city in the USA


Loan Amounts & Interest Rates in Fresno

Any lender offering loans in Fresno is subject to California title loan lending laws. With that, most companies offer between $2,500 and $10,000, with a few lenders providing over $10,000 for high value newer vehicles. The interest rates are also subject to state laws, and any loans under $10,000 have interest rates capped at 36%. There is no limit on the APR for higher loan amounts, so it's essential to work with your lender and negotiate the best rate for your loan.

Also, shop around and get multiple quotes from companies offering local title loans in Fresno.  You'll be surprised to see how many neighborhood lenders are willing to work with you and find a manageable interest rate that works for both parties. We work with local companies in Sunnyside and Clovis, and many of these firms offer competitive funding with direct deposit options in 24 hours or less!


Repayment Terms And Refinancing Options With A Fresno Title Loan

Did you know you have up to 60 months to repay a title loan? Yes, that's on the high end of things and not advisable, but it's entirely up to you regarding how long you have to repay a loan. The average repayment term for title loan lenders in Fresno is around 24 months, and some companies will offer upfront quotes where you can pay off your loan in 6 months or less! Before you sign off on a contract, ask your lender if they charge any fees for paying off the loan early. Repay the balance quickly to the high rates of a title loan in CA.

Do you already have a high interest title loan you're struggling to repay? Highway Title Loans also offers refinancing options for all active title loans. Anyone with a high APR or unmanageable monthly payments can apply for a quick refinance. It takes less than 15 minutes to see if we can lower your APR or get you out of debt quickly, so why not call us at 877-433-5454 to see what your new lending terms can be? Anyone in Fresno with interest rates of 50% or more on their title loan would be well served to get a quote for a refinance.


Car Title Loans In Fresno - Apply Now

Title loans can be a lifesaver for anyone struggling to get approved for a personal loan, and they're easy to qualify for as long as you have a newer paid off vehicle.

Highway Title Loans can get you pre-approved for a title loan without a store visit in minutes. After that, you will be matched with a local lender in Fresno who can fund your vehicle equity loan on that same day! apply online or call 877-433-5454 to learn how much you can get with an auto equity loan.


Cities In California: