You can get cash with an online car title loan, and the best part is that you may not have to deal with a standard credit check. Highway Title Loans or any affiliated lenders do not check when you submit your vehicle information. Most borrowers who apply online don’t need to worry about their poor credit because the equity from your car, truck, or SUV gets you approved for a title loan, not your FICO score! We have provided access to title loans for over seven years, and getting approved is much easier without checking your credit report.
How Does A No Credit Check Title Loan Work?
When you take out an online title loan, you’re using the collateral from your lien free car to secure the amount you borrow. Unlike payday loans and installment loans, these are secured loans, and the equity in your vehicle is what lenders look at when evaluating an application.
As long as your application for online title loans with Highway Title Loans goes smoothly, our team of professionals will be more than happy to provide you with pre-approval notification. It takes less than 24 hours from when you first apply to when you can pick up the cash, and most customers can keep driving their vehicle while making the set monthly payments.
What Else Is Required To Get A Car Title Loan With Absolutely No Credit Check
The main requirement for a no credit check title loan is that you’ll need full ownership of your car. If you don’t own the title to your car outright, don’t worry because our company works with most lenders who may allow you to obtain a title loan in this situation. So if you are looking for no credit check loans near me, feel free to apply using our simple online application! You will also need to prove your identity and valid employment information or show that you have a constant income stream to pay off a title loan.
Apply For No Credit Check Title Loans Online Or With A Lender Near Me?
Any licensed car title loan lender will review your car’s value to determine your borrowing power. They will look past a poor credit score or a past bankruptcy and check for other more important factors when underwriting an application. Once you have a firm quote for how much money you can borrow, you can apply online or at a local title loan office near you. There are benefits and drawbacks to both options. By applying with Highway Title Loans online, the entire application process is completed from home without traveling anywhere, which can be great if you cannot take time away from work.
Another benefit of no credit check title loans is that most applicants can process their information in as little as twenty minutes after submitting the required paperwork. There are far fewer requirements when you don’t need a credit check and some companies will only require a vehicle titled in your name and proof of income. The drawback is that some people don’t like applying for title loans entirely online because they want someone to talk with face-to-face about their financial situation.
No matter how you get started with your application, either online or with a lender near you, there should be some relief in knowing our lending requirements don’t call for a credit check!
Apply With Highway Title Loans
Highway Title Loans can process your application quickly and we won’t check your FICO score or look up your recent payment history. Call us at 877-433-5454 or apply online to borrow up to $20,000 with a no credit check title loan!
Janet Patterson is VP of Marketing Communications for Highway Title Loans and the feature editor of its Lending Blog. Janet has worked in the financial service industry for over a decade, with 7 years of experience in the car title loan industry. She previously managed a customer service team that helped and advised consumers on all their lending related questions and concerns.