Car Title Loans Online In Tulsa OK
If you ever have to deal with a financial situation where you can’t pay your bills or face a cash emergency, a title loan in Tulsa may be your way to get quick funding. Not only can qualified borrowers access up to $15,000, but you also need little to no credit to get approved. A finance lender wants proof that you own a vehicle and can use that equity as collateral for the loan.
Other requirements to qualify may include your car’s vehicle registration information and any documentation showing full insurance coverage. In addition, some companies will want to verify that you currently work or have enough money coming in monthly to afford the payments. They will verify these details by checking your employment history or contacting your work to confirm your monthly income. In some rare scenarios, you may need to provide references from past lenders or friends and family, but these are no longer very common.
Bad Credit Title Loan Lending Options In Tulsa, OK
If you’re worried about qualifying for title loans in Tulsa because of bad credit, don’t be! Unlike unsecured personal loans, your eligibility comes down to the collateral you have in your vehicle. If you have a car or truck that’s paid off or has equity, you should have no trouble gaining approval. Of course, there may be occasions when a lender checks your credit history. This is to confirm your identity and look for any current bankruptcies or red flags that are often far more serious than simply missing a payment here and there.
To start the title loan underwriting process, complete a short online application or call us at 877-433-5454. We’ll match you with a top finance company near you that can get you fast cash!
What To Know About Auto Title Loans In Tulsa, Oklahoma
There’s undoubtedly a lot to consider when looking for a lender or even debating if a secured loan is right for you.
– You’ll need proof of income to qualify. This can be from a full time job, benefits, or any other regular source of income.
– Any finance lender in Oklahoma wants to see proof of vehicle insurance and know they’re covered if you wreck the car or it’s stolen.
– You may be able to get title loans without a bank account, but it will depend on the lender you’re matched with and how they choose to underwrite your online application. A few companies in the Pearl District and East Villages areas of town offer these loans without a bank account, so shop around for companies that don’t require much paperwork.
Once approved, you must sign over the car’s title as security for the loan. Make on-time payments each month, and there will be no concerns about a possible repossession and sale of the vehicle by the lender.
There are more than a few options to refinance an existing car title loan in Tulsa. Expect to get a new monthly payment and APR when you refinance, and some companies may even offer a loan buyout. Shop around for a direct lender open to working to lower your rate and improve the terms!
How To Get Started On An Application For Car Title Loans In Tulsa
If you’re ready to get started with title loans in Tulsa, all you need to do is fill out a short online application or call us at (877) 433-5454. We’ll then match you with a local licensed finance lender that offers guaranteed approval funding in OK.
Are you trying to decide how to apply? You have a few different options, and the most popular way is to submit your info online directly with Highway Title Loans. Of course, you can also call us to get started on a phone call. Luckily, there are secured lending companies on almost every street corner in Oklahoma. Most can complete the entire application from filling out the form to finishing the vehicle inspection in less than an hour.
Another added benefit is that you may access cash within an hour or two of applying online. Some vehicle equity lenders in Tulsa won’t make you wait 1-2 days to have the money sent to your bank checking account. Instead, they can hand you the cash in person at any office in the city. So please apply online with us or call 877-433-5454 to start your application!