Columbus Ohio Title Loans With Fast Funding

Car title loans are great for people who need cash but can’t qualify for a traditional loan. You don’t need good credit and some borrowers can qualify for up to $15,000 when they apply with Highway Title Loans!


What Are Car Title Loans And How Do They Work In Columbus, OH

Title loans are short-term secured loans which that use any type of vehicle as collateral. You can borrow money using the available equity in your car or truck versus what a personal loan company offers with unsecured loans. Your lender will offer you a cash loan based on that collateral and you won’t need to hand over the vehicle as security. Instead, your pink slip serves as the security and then you can pay down the loan amount with set monthly payments. Title loans in Ohio will often have much higher interest than other types of loans, so they should only be used as a last resort.


How Much Can I Borrow With A Car Title Loan In Columbus?

The cash available from a title loan company depends on the vehicle’s current value. Most lenders that Highway Title Loans works with in Ohio will loan you 45% to 60% of the wholesale value of your car. So, if your vehicle is worth $10,000 you could borrow between $2,500 and $5,000. Of course, these final funding amounts will all be determined by the current vehicle resale value and your monthly income. The more money you take home each month, the higher amount you can potentially borrow from a lender in Columbus.


What Do I Need To Apply For An Online Car Title Loan In Columbus?

To apply with Highway Title Loans, you need a clear or lien-free car title in your name, proof of residency (a utility bill or other document showing you reside in Ohio), and your driver’s license or state-issued photo ID.

These inspection take less than 15 minutes and help the lender properly assess the value of your car. Most companies in Columbus will want to see the ins and outs of the car and they will also ask to view the engine compartment and verify the vehicle runs properly.


What Is The APR On A Vehicle Title Loan In Columbus, OH?

The interest rate for instant title loans near me in Columbus will vary depending on the lender that you choose to work with as well as the current market rates. Expect an APR between 60% and 300% for a typical title loan.


Get a title loan in Columbus OH


What About Bad Credit – Can I Still Apply For A Title Loan In Columbus OH?

Even if you have bad credit, you may still qualify for a car title loan in Columbus or Cleveland, OH.  Even if you have a low FICO score you can borrow up to $15,000 when applying with Highway Title Loans! Take out a loan for what you need and compare different ways to pick up your cash from a direct lender in Franklin County, Ohio.


Apply Now For A Secured Title Loan

Getting started with the application process is easy! Call us at 877-433-5454 and once connected, you can finish up the process by bringing in your vehicle for an inspection and collecting your cash!


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