Cash For Your Car In 24 Hours With A Georgia Title Loan


Our title loan offers give borrowers in Georgia a chance to pay for unexpected expenses. We provide online title loans and allow borrowers to apply in person at locations throughout the state. Qualifying is easy, and you may get your cash within one business day! Find out exactly what you need to get approved and how quickly you can get your money.


Car Title Loans In Georgia – What’s Required

The requirements for title loans in Georgia are much less than you would expect with most personal loan offers. You need a paid off vehicle, proof or vehicle registration and car insurance, and verifiable income to qualify. Lenders may also require proof that you make enough money to sustain making the monthly payments. This proof can be an employment stub or proof of income showing you earn a certain amount each month.

Your car must have no outstanding liens or loans against it that would make it difficult to add another lienholder to the title. We need to ensure that no other person or company can claim ownership of your vehicle. Are you having trouble finding or securing your copy of the car title? That’s no problem. If you live in the South, you can get your updated car title that same day. The Georgia Department Of Driver Services has an office on Whitehall Street that offers expedited vehicle title services.


How Much Money Is Possible From Online Title Loans In GA?

The amount you can get in GA depends on several factors, including the lender you work with and your car’s value. Loan amounts for title loans range between $500 and $15,000 and the funding amount may be reduced if you’re a first time applicant.

Remember, there’s no penalty for paying off your loan early. So you can pay down the loan balance at any time if you have extra money on a given month.

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The Average APR And Other Fees With A Georgia Title Loan

You have multiple options if you’re an applicant looking to use your vehicle equity as collateral for a loan in Atlanta, GA. Research different companies in Fulton County and find the best interest rate among the quotes you get. While the average APR for an online title loan in Georgia can approach 100%, that’s not always the case. It’s not uncommon to get a title loan with an interest rate of 50%, which can come with little to no fees! Bottom line, don’t settle for the first quote you get, and reach out to at least three lenders that offer online loans!

Even with the ability to negotiate with direct lenders, some borrowers may still be in worse positions. This can happen when they don’t pay their loans back on time. The loan company could repossess your vehicle if you’re even a day late on your payment! This is a big issue for those who use their car for work and cannot get there because of the title lender’s actions. To avoid this, make the payments on time and have a backup plan in case you can’t afford the monthly fees!


Title Loan Approval In GA With Bad Credit

The approval process for a title loan in GA hardly ever depends on your credit history. Most borrower’s applying for a title loan have already been turned for a personal loan, and that’s why these secured loans are an ideal option. Again, we’re more interested in your vehicle’s value, not your credit score!

A secured lender in Augusta may run a soft credit check to see if you have any pending judgments or bankruptcies. But they will not be concerned about your credit history if you have a valuable car or SUV to use as collateral.


Apply For A Title Loan Online Or With A Local Direct Lender

Instant approval title loans are available throughout the state of Georgia. Here at Highway Title Loans, we can process and underwrite your application entirely online and then connect you with a local lender that offers same day cash options near you.

You can also visit any storefront location in Macon, Columbus or Augusta. Some people prefer the hands on approach they receive when working with a local lender, as you can read through the contract in person and complete the vehicle inspection that same day at the lending office.

Contact our qualified customer service team today to see how much cash you can get from Highway Title Loans. Our professional and courteous staff will explain the entire process to you and ensure you’re comfortable and knowledgeable about what’s required for title loans in Georgia.


Cities In GA:
  • Atlanta
  • Augusta
  • Columbus
  • Macon
  • Roswell
  • Sandy Springs
  • Warner Robbins


Find the best title loan provider that offers fast cash funding in the Peach State