Online Title Loans In Utah – How To Get Same Day Approval


If you live in Utah and need fast cash to pay bills or unexpected expenses, you have options. There’s always the possibility of getting an unsecured loan of a few hundred dollars. But you can now apply for online title loans in Utah and borrow up to $15,000 of your vehicle’s equity! The car’s title is collateral for the loan, and you pay off the amount borrowed over six months to 3 years.

Highway Title Loans offers cash for your vehicle title in Utah, and we take pride that our online application process is quick and effective. You can complete the online form in less than 5 minutes and be approved for a stress free title loan that same day.


Car Title Loans In Utah – Current Requirements

So, who can qualify for a car title loan in Utah? To be eligible, you must have a clear title to your vehicle, and the vehicle must be registered in your name. The requirements for your pink slip are the most critical request from any lender, and there’s no leeway if you don’t have a paid off car title. The title is collateral for the loan amount, which a finance company relies on as security if you don’t make the monthly payments.

You must also be able to provide proof of income and residency in Utah. Some lenders may way want to verify your employment information further and will ask for confirmation in the form of pay stubs or bank statements. Other than your car title and proof of income, any additional requirements are limited and often on a case by case basis. These may include proof of vehicle insurance and an inspection to verify the car’s current condition. Some companies will allow you to send pictures or videos that show the outside and inside of the car and others may require a physical inspection of your vehicle at any licensed location in Utah.


How Much Money Can I Borrow With Vehicle Title Loans In Utah

Your loan amount is based on the vehicle’s resale value and how much you can pay each month. Vehicle title loan amounts average $2,000 to $6,000 in Utah, but you should always try to limit the entire loan amount, even if a finance company wants to offer more! Some companies offer larger loans over $10,000, but these are more difficult to qualify for, and you’ll need to pass a credit check. Only borrow what you need, as any excess amounts will come with high interest charges, making it harder to repay the loan in full.


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Can I Qualify For Car Title Loans In Utah With Bad Credit

Yes, there are many examples of people getting approved for car title loans with bad credit. Instead of checking your credit history, a lender will want to see how much equity your car has. That means there’s far less emphasis on your credit report!

Even though title loan companies in Salt Lake City and St George will only do a quick check of your credit, they will still be weary of significant credit concerns. For instance, it’s a red flag if you’re involved in bankruptcy proceedings. Having an existing title loan or active bankruptcy are a few reasons you may get rejected because of your credit history.


Apply Online Or With A Local Company In Utah

Apply online with Highway Title Loans to get an instant lending decision from a local lender. Or, consider title loans with a local company in Utah if you’d rather deal with a live person and take your time in making a decision. Larger companies have offices throughout the state, and most will do an in-person inspection of your car before approving your application. Most of these firms are in Salt Lake City, but you can also find a few companies with loan offices in Provo and St George that offer quick funding in 24 hours or less!