Get A Nevada Car Title Loan

Applying for same day title loans in Nevada is easier than ever, as you can complete the entire application process online! Here at Highway Title Loans, we've been working with borrowers in Las Vegas and Reno for years, and we can get all the documents and DMV paperwork processed very quickly. All you need to do is complete our short application and provide your car title with proof of income and registration. The lender will then process the loan, send a specialist out to inspect your vehicle, and, upon approval, give you cash by the end of the day.

Some applicants can borrow up to $20,000 with a car title loan, and we'll work to get you the largest amount possible for your vehicle's equity. Read on to learn more about the specific requirements, payoff details, and more!


Lending Requirements For Auto Title Loans In Nevada

The requirements for title loans in Nevada are very straightforward, and you should be okay if you have physical possession of a car title that's paid in full. Assuming you own your car or truck with no liens, we can connect you with a local lender that should fund your loan. In addition, secured lending providers in NV will accept all vehicle makes and models. So even if your car or truck isn't top of the line or has many miles, you can still qualify with no issues.

Some other less common asks may include proof of income or employment. However, these are not always necessary, depending on the size of your loan and how much you can afford in monthly payments. You can also expect a requirement for proof that your vehicle is adequately insured for full coverage. A lender will know they're covered if the car is totaled or stolen.


Reasons To Get A Same Day Title Loan In Nevada

The best reason to get a loan using your car as equity is that the credit requirements are nonexistent. Instead of relying on your FICO score or credit history, you can get approved based on the value of your vehicle and just that fact alone.

As long as you prove that you own a vehicle outright and have physical possession, you'll likely get approved for the loan amount requested. These loans are ideal when an emergency expense can't be paid off using existing cash flow from checks or debit cards.

Another great reason to choose this type of loan is that it gives people with bad credit scores a chance to qualify for something without checking their credit. It's no secret that Nevada banks and other traditional lenders turn down people with low rankings at much higher rates because of just one or two missed payments. Since we don't check, we can approve you for more money if your vehicle is worth it.

Some people will not want to get a title loan in Nevada because it comes with very high interest rates and other fees on top of the borrowed amount. Because these loans are considered high risk, lenders can charge up to triple digits annually. Also, you'll always risk having the vehicle repossessed in Las Vegas if you fall behind on the payments. In this scenario, the lender or a 3rd party agent will take your car and sell it at an auction after a certain amount of time. Therefore, if you go this route, ensure you can pay off your balance before penalties kick in or collection agents start calling.


The Vegas Strip in Las Vegas at night


Refinance A Title Loan In NV

Refinancing options exist if you can't make an upcoming payment or have already defaulted on a title loan with a local lender. While it's advisable to avoid defaulting in the first place, we understand that things come up, and if you ever can't make your monthly payment, options are available.

You should immediately contact your lender about a possible extension or title loan refinance that can lower the interest rate or improve the payoff terms. Most lenders will work with you to devise a repayment strategy that gets them their money, offering you a lower monthly payment or reduced rate.


How the Application & Underwriting Works For A NV Title Loan

Complete our online application or call 877-433-5454 to apply with Highway Title Loans. After submitting your contact details, we'll confirm the vehicle make, model, and mileage and calculate an estimated loan amount and interest rate.

After you agree to the exact loan details, we'll get started on your final approval. Typically, it only takes 24-48 hours, depending on how fast the lending representative confirms the vehicle information. Once approved in Las Vegas and prepped for funding your car collateral loan, a licensed agent will meet you at your home or business to inspect the vehicle, sign over the title, and have any other legal documents signed.

The last step is having an agent inspect your vehicle to ensure it runs and is in good working condition. After that, you can expect the funds to be sent by ACH to your bank account, or you can pick up a money order from any location in NV!


Apply With Highway Title Loans

Do you want to be matched with a local direct lender in Nevada? That's no problem, and we're happy to connect you with a local lender, even if you need to get your car inspected by a local company.

Call Highway Title Loans at 877-433-5454 to inquire about a guaranteed approval car title loan in Nevada. We'll start your application and provide you with a quote in 30 minutes or less.


Cities In Nevada:

  • Carson City
  • Henderson
  • Las Vegas
  • Paradise
  • Reno
  • Sparks