Get A Same Day Online Car Title Loan In Michigan

Car title loans are one of the most accessible ways to get a short term loan in Michigan. These loans benefit anyone who owns a car or truck because you can use the equity in your vehicle to secure financing, and there's often no need for a credit check! The application process with Highway Title Loans is straightforward, and you can be approved online within 15 minutes for a title loan in Michigan.

We can help anyone in Michigan who wants to use their car as equity for a loan. Highway Title Loans is a lender for fast online title loans, and we now offer funding for anyone in Detroit, Gary, or Grand Rapids looking for emergency cash. Borrow up to $10,000 with a car title loan, and you can typically access the loan proceeds within one business day at any of our locations in Michigan or have it sent right to your bank account with direct deposit!


How Title Loans Work In Michigan & What's Required

We offer car title loans on your vehicle regardless of whether you have bad credit or no credit history. We'll use your car's equity as collateral for a secured loan; we only need a vehicle titled in your name and proof of income. Other requirements may include comprehensive insurance on your car, proof of vehicle registration with the State of Michigan, and the need to complete an inspection at a local lending location. Most customers can qualify for a loan of $1,500 or more using a vehicle manufactured in the last decade with less than 150k miles.

Start your application with us online, and we'll create a quick quote that shows your payoff time and expected monthly payment. Your lending estimate will also show your estimated interest rate and payment options if you want to repay the loan quickly with no pre-payment penalty. After you're pre-approved, we'll match you with a direct lender in Michigan, schedule a brief vehicle inspection to confirm the vehicle's value, and then you can pick up your loan proceeds that same day!

Expect fast approval for title loans on your paid off vehicle, even with a low FICO score. We utilize your automobile as collateral when offering cash through an online title loan in Michigan. Customers can qualify for a title loan even with multiple loan defaults and missed payments! Your credit score is far less important than the equity in your vehicle.


The GM Renaissance Center in Detroit


What To Expect When Applying For A Michigan Title Loan

We'll work with you to prep your car title so that there are no additional requirements for getting this quick loan in Detroit. When you meet with a lender at any local location in MI, bring the car title and another valid ID per local title loan laws. Other requirements may include proof of employment and a document showing valid vehicle insurance. Again, the main requirement is simply the equity in your vehicle, and many loan providers in Detroit will have no issues approving your loan application.

Keep driving your car if you make monthly title loan payments. A title loan is not a title pawn; you don't need to hand over the vehicle as collateral. Instead, your car's pink slip is used as security for the loan, and you'll get the pink slip back after all the payments have been made. Do you want to repay the loan quickly to avoid the high monthly interest rates? There's no reason why you shouldn't make extra payments on your loan each month to pay off the loan quicker! Many title loan companies in Wayne County and the surrounding areas offer financing with no pre-payment penalty, so work to get the loan paid off as quickly as possible!


Where In Michigan To Apply For Online Title Loans

Applying online with Highway Title Loans is easy and only takes the information needed when you fill out our secure online form. We need your contact details (so we can reach you), the year, make, and model of your vehicle, and the loan amount you're looking for and when you're looking to get the cash (we offer same day cash title loans in Detroit, MI). Whether or not your vehicle is paid off depends on which option gets you the best title lending terms.

You can also apply with a local lender anywhere near you in Michigan. This option has its benefits, as you can walk into a location. However, you can expect to spend more time completing the application with someone face-to-face. There are hundreds of title lending offices in MI, and most finance companies are in Detroit. However, you can also compare rates and loan amounts with title loan companies in Ann Arbor and Lansing to get the best loan terms for your paid-off vehicle. You may even be able to get cash quickly with a local title loan company in Detroit, Michigan, versus an online lender, as some companies will hand over the money after you complete the vehicle inspection.

Whatever route you choose, Highway Title Loans has you covered in car title loans in Michigan. Apply with us online or in person at any local lending office in Detroit or Kalamazoo to get fast money for your car title!


Cities In Michigan:

  • Ann Arbor
  • Detroit
  • Grand Rapids
  • Lansing