Auto Title Loans In Arizona

Arizona has many options for people to get cash when facing a financial crisis. Qualified borrowers can always get money with a personal loan, but we know most people with bad credit won't be approved. Because of that, numerous companies now offer car title loans in Arizona. These secured loans provide significant amounts of money, and you can be approved for fast cash even with a bad credit score!

Car Title loan companies in AZ offer secured loans of $1,000 or more, and you can still drive your car or truck after being approved. Instead of handing over your vehicle as collateral, you only need to add the lender as a lienholder to the pink slip. After that, you'll agree to the lending terms, sign the contract, and pick up your funds on the same day!


Car Title Loan Requirements In AZ

The requirements for car title loans in AZ are straightforward. You must own a lien free vehicle and show proof of income. A clear vehicle title is the main requirement for this type of secured loan. When a lender has your car title, they know they can use that equity as collateral if you ever fall behind on the payments.

Other requirements in Arizona can include proof of steady employment, showing you make enough money to afford the required payments. Acceptable documents can consist of employer pay stubs and bank statements. However, these documents are not always required, and it's less of an issue with loan amounts under $2,000.

You may also need proof of registration from the AZ MVD if you want money from a registration loan. With these loans, someone in Mesa, Tucson, or Flagstaff can use the vehicle's registration as collateral, negating the need for a car title. Registration loans are great for someone with bad credit who needs emergency cash but can't get approved for title loans because the car is not entirely paid off. Best of all, you don't need to secure the loan with your car's title!


University of Arizona in Tucson


Refinance With Highway Title Loans

Do you have a high interest car title loan from another company in Arizona? Or Are you interested in a quicker repayment time with a lower monthly payment? Consider refinancing with Highway Title Loans to pay off your car title loan quicker with a reduced interest rate! By refinancing, you can reduce your payoff time by months and get a more manageable APR. Some customers can even qualify for a title loan buyout that may help them avoid repossession if they default on the payments! Contact Highway Title Loans at 877-433-5454 to see the terms and rates you qualify for a title loan refinance!


Payment Terms & Interest Rates For Arizona Title Loans

The interest rates on car title loans in AZ will vary depending on the lender you go through. Generally, the APR will be lower than that of a payday lender or cash advance company. This is because car title loans are secured loans, making them less risky for the lender as there's some collateral backing up the loan. Borrowers in parts of the state like Gilbert & Tempe can expect to pay an annual percentage rate (APR) between 30% and 300%. Interest rates are consistently high with title loans as lenders in Arizona are taking on the risk of working with a consumer who wants a high loan amount with bad credit.


Loan Amounts With Car Title Loans In AZ

Funding for car title loans in Arizona ranges from $1,000 to $20,000 for a car with significant value. For instance, some finance lenders in Phoenix offer higher percentages of your vehicle value as a loan than other title loan companies throughout the valley. Expect approval for 40% to 70% of the vehicle's value. While the amount for a title loan in Arizona will vary, the average is around $2,000.


Apply With Highway Title Loans In AZ

Highway Title Loans can take your application over the phone or online, and we should be able to process it and hand it off to a local lender for funding within 1 hour. A brief inspection may be required if your car has over 100,000 miles, but even in that case, you can still pick up your funds upon approval from a lender in AZ that same day. Local lenders in Tempe, Tucson, and Flagstaff are standing by and ready to work with you, so call today!


Please apply online with Highway Title Loans using our online form or call 877-433-5454 to get a quick pre-approval today!


Cities In Arizona:

  • Chandler
  • Flagstaff
  • Mesa
  • Peoria
  • Phoenix
  • Scottsdale
  • Tempe
  • Tucson