Instant Car Title Loans In Virginia

Do you need extra cash quickly but can't get approved by a personal loan lender? If so, check out the various options that let you use your car's title as collateral for a loan. Title loans in Virginia are a fast and easy way to get cash quickly, and you can qualify with bad credit or little to no credit history.

Online title loans are new to Virginia and can provide up to $15,000 within 24 hours. This benefits individuals who need instant cash but can't wait on traditional financing methods that take days or weeks to process.


Virginia Car Title Loan Requirements

A licensed lender will require a lien-free vehicle title (the car has to be titled in your name with no cosigners), proof that your car is registered in VA, and they'll need identity verification with a driver's license or state ID. You may also need proof of vehicle insurance covering the full replacement value of the car.

Some title loan companies will want evidence that you're employed or that you have enough money coming in monthly to make the payments. This will help them verify that you have funds to make future payments.

One last requirement that's almost always required in Virginia is a vehicle inspection. These inspections can be completed at lending offices in Virginia or at your home or place of work. Most lenders will check the car's condition and ensure it runs and matches the current resale value. You also need to provide the VIN and current mileage during the inspection.


Virginia Capitol Building


The Title Loan Lending Contract In VA

A signed lending agreement in Virginia will state that you are borrowing up to 60% of the vehicle's fair market value with a secured loan or title pawn online. Repay the loan in monthly installments, with the monthly payment depending on how much money was initially borrowed. Most title loans offered in VA will have a payoff contract ranging from 1 year to 3 years, and some will vary based on your monthly payments and loan amount. Try to pay as much as you can each month and work with a title loan company in Chesapeake or Roanoke that lets you make early payments with no prepayment penalty.

The vast majority of companies in Virginia let their borrowers keep driving their cars during the entire lending contract. This is different than how title loans used to function and is a welcome change for borrowers in larger cities like Alexandria and Virginia Beach who depend on their vehicles to get around and go to their jobs each day!


Auto Title Loans In Virginia With Bad Credit

Get an online title loan in Virginia, even with bad credit or no credit history. Most licensed short term lenders in Virginia will approve your application even with a FICO score under 650! Some companies may not even run a traditional credit check; the only requirement is the vehicle's equity.

Complete the Highway Title Loans online application to find a direct lender offering car title loans in Chesapeake. VA. We'll look to get you a manageable APR and payoff amount, and again, your credit history won't be an essential requirement.

Show proof you own a vehicle and meet the minimum lending requirements to get approved for a same day title loan with poor credit. We're ready to get you started with an online application, or you can meet with a licensed lender in Charlottesville and Richmond!


Apply With Highway Title Loans

Highway Title Loans can take your application for a secured loan online, or you can call us at 877-433-5454. It takes less than 30 minutes to submit your information and get a quick quote and lending estimate. After that, you'll be scheduled for a brief inspection to verify the vehicle runs and confirm the odometer reading. The last step will be choosing how you want the funds sent. Pick up the cash in person anywhere in VA or have the money sent by direct deposit that same day straight to your checking account. Apply today to get started!



Cities In Virginia:

  • Alexandria
  • Chesapeake
  • Lynchburg
  • Norfolk
  • Richmond
  • Roanoke